household budget breakdown for couples excel sheet

As long as you both stick to your budget, your money is being spent responsibly. Don’t spend more than your budget says, and you will always be living within your means.Īnother benefit to letting your budget be in charge of the money? You will immediately stop fighting with your spouse about money.īecause you and your spouse created this budget together, you are therefore both on the same page financially. Your budget tells you the most you can spend in every financial situation. …then you have created successful budget for a couple.Īnd now that you and your husband/wife are both 100% satisfied with your budget, let the budget take charge of the money!Ĭurious to know how much you can spend at the grocery store? Or how much the two of you can spend at your favorite restaurant? Or how about the amount you can spend this Christmas without going into debt?ĭon’t ask each other! Go back to the budget. This is our income for the month, and this budget shows us the best way to spend our money. To successfully budget as a couple, the both of you must follow one extremely simple-but also extremely vital-budgeting rule: Be in complete mutual agreeance on the budget you create together. Step 1) Let your budget be in charge of the money How? Follow these couple budgeting steps: Couple Budgeting: The Ultimate (Actionable) Guide When budgeting as a couple, you can share money AND still have money that belongs 100% to you… And the prospect of losing this freedom is a little disheartening to say the least. You want to buy what you want, when you want. You’re not excited about having to call your spouse to ‘ask permission’ to buy a new $60 video game or new pair of jeans that look super great on you. >You’re going to miss having money that belongs 100% to you. You want to entrust each other with your hard-earned money in order to build a stronger, more open and honest marriage.īut let’s face it, you’re reluctant to give up that one notable perk which is only available to those couples who *don’t* share money. All you want-all your spouse wants-is a simple and fair way to share money.

Household budget breakdown for couples excel sheet